How To Make A Living By Earning Money Through ClickBank

ClickBank is a website with thousands of e-books for sale with more added each and every day. ClickBank has paid out well over 1.5 billion dollars in the last decade. Many affiliate marketers make a very decent living off of promoting ClickBank products.

It is a safe place for beginner internet marketers to start out. Promoting products through ClickBank is an easy and fast way to make money. Some people have even made their way up to a five-figure income per month.

The first step is to sign up to ClickBank. Once you do you will have given yourself a user name. You will be looking for products you wish to promote. When you find one, you will click promote and receive a unique affiliate link to promote with.

It is your choice to either promote products that seem to be selling well for other affiliates or promote ones that not many people have tried promoting. The up side of promoting a product that is selling well for others is that it is a hot seller. The down side is that there are a lot of others promoting it against you. The up side of promoting a basically statistically unknown product is that it may turn out to be a hot seller in a niche market and you will have less competitors. The down side to the unknown product is that it may be a flop and not worth your time.

After you have chosen your product you wish to promote you will need to choose which marketing techniques to use. Basically you want as many people to click your unique affiliate link in order to get a commission if those people buy the product. There are so many different ways to go about promoting your link that you may begin to feel overwhelmed. That is why it is key to pick just one or two techniques you want to focus on and concentrate on them.

Article directories, blogs and other web 2.0 sites, forums, and social networking sites are the top techniques used by most. Now, you can go down the road of paid advertisements. But These no cost techniques are just as successful for promoting ClickBank products. Whichever of the techniques you choose to use make sure to put all your effort into it. Do not just write one article and expect results. Try writing 50-100 articles per product that you are promoting.

Overall, ClickBank is an opportunity to make money fast and with absolutely no money put into it. The free marketing techniques are just as effective if not more so than paying for advertisement. If you are dedicated to continuously promoting your product, you are more than likely to see your sales grow tremendously overtime.

Petrol Vs Diesel Engines - Which Is Better and Why? Part I

After covering an article on the volatility of petrol and how fueling at different times of the day may cause you to receive less value for your money, I would like to clarify that the same does not happen to diesel because it is heavier and less volatile. Also, while petrol burns easily and then produces more power and faster propulsion, diesel burns slower - actually it does not even burn at all. Not that petrol burns either: it is the vapor that burns, but when it comes to diesel it will not vaporize easily and even when it does the vapor still will not catch fire. Combustion occurs in a diesel engine only when the diesel is injected into hot compressed air, and the energy output in this case is more of toque rather than power. Yes - torque is the 'might' to move a mass of load while power, better off described as horsepower, is the force that moves a car from one point to another, fast.

Since diesel is heavier, more cumbersome to deal with and involves lots of pressure and tension, the engine running on it must have made tough components to withstand these forces and the abuse that comes with neglect and poor servicing, especially because most owners of diesel -powered cars abuse them more than the owners of petrol-powered cars. This could be because most of them are commercial and heavy-duty cars and the owners do not mind as long as they get the job done while the petrol-powered cars are for leisure and everyday use, but either way, diesel components are more resilient and so more expensive but they also wear out faster due to the stress they undergo, and as a result they demand more frequent servicing than the components of petrol engines. That is true, but if you think that diesel-powered cars are slow, stink and produce fumes like a coal locomotive, Henry Ford is long dead and Bedford trucks are no longer in production - welcome to the 21st century.

Volkswagen engineers have been in the news lately about their flawed diesel software, but what I want to focus on is that these engineers of the world's second best-selling automotive company are running their cars on diesel. Why would they if diesel was as awful as some have been made to believe? Mercedes too has diesel variant models that boast of as low as 5L / 100 km on the combined cycle, while the Prius with all its fanfare does about 4.4L / 100 km. Modern diesel-powered cars are clean, efficient, quiet and sometimes fast. Of these, the greatest attribute is efficiency. The Mercedes engine which efficiency I mentioned above is the 2014 E350 CDI, a very powerful engine and its hybrid version will sip only 4.0L / 100 km. Where does that leave the Prius? In a dumping area behind a Chinese restaurant.

Make Money Online Completing Micro Tasks

Freelancing becoming more popular everyday.

The young generation is getting seriously into freelancing, making it their first priority. Everyone wants to become their own boss, to really enjoy the life and live without stress. Thanks to technology and specifically the Internet, freelancing has become way much simpler compared to 10 years ago. It's actually becoming a huge business, where people use their skills to help others at a lower rate.

Short tasks or micro tasks.

Several college students, for example, are working from home. Same for homemakers and stay home mothers. All this is thanks to online platforms that allow anyone to join an accept online jobs from companies. Housewives, for instance, perform micro jobs in their spare time. The good thing is that these jobs require maximum one hour per day to complete. In case you have kids at home, you know how hard it's to get things done, but that does not mean you can not work from home. Short tasks or micro tasks are perfect for busy moms. They can earn some good money this way and take care of their kids at the same time. Here is a good list of the tasks you can perform if you're in that group of people:

Take surveys: you can easily make up to $ 100 per month just by taking online surveys. All you need to do is perform a Google search for "paid survey sites". Join multiple of these sites to increase the income. When you register, use your main email address to receive regular invitations to make new surveys.

• Most of these surveys pay up to $ 3 and take up to 45 minutes to complete.
• You get paid in cash, gift cards, free products, or free entries to sweepstakes.
• You do not need to pay to participate in surveys, so if anyone asks you for money to join a survey site, do not pay them.
• Check the privacy policy of the website to verify they will not sell your personal information.

Test websites : participate in something called "remote usability testing", this means getting paid to navigate a website and provide feedback. Most of these tests take 15 minutes to do, and you get paid up tp $ 10 per test. One of these tests is about performing a scenario in the client's website and while recording yourself. An example: go through the process of buying a product on a retailer's website. You'll need: a computer, a microphone, fast internet connection.

Tutor students : you can certainly help students by being what is known as online tutors. Nowadays several families really like this option to teach their kids. You can help a kid with his homework or help a college student studying for an exam. It depends on the level of education you have. All you need is your own computer and fast internet. Online companies assign students to you depending on your profile. You get paid from $ 9 to $ 30 per hour, it depends on your educational background and the subject you'll teach.

How to Start Making Money With ClickBank

Making money with ClickBank can be pretty easy, as long as you know what you are doing. In a nutshell, it simply involves doing some simple and duplicable steps that I will explain in this article. Making money with ClickBank can sometimes appear to be very hard, but it does not have to be, there are definitely no "secrets" to it.

Based on my affiliate marketing experiences, as long as you know what you are doing ANYBODY can make money with ClickBank. However, there is a process which you need to learn and follow, so lets begin!

Step 1. Creating Your ClickBank Account.

In order to sell ClickBank products, the first thing you need to do is to register as a ClickBank affiliate, and to do this you need to create your own affiliate account following following the next few easy steps in the process:

a). Go to ClickBank.com and complete the ClickBank affiliate sign up form. This will only take you a few minutes. It is a straightforward thing to do, just follow the instructions on ClickBank.com. It is important to make sure your contact details (email) are correct as ClickBank will confirm your affiliate account by email.

b). Once you receive your affiliate account confirmation email, click the link within the email and this will bring you to the confirmation page. This is where you can log-in via the log-in link at the top of the page.

When you have logged in you will then be taken to your account homepage, where you can keep track of your sales and earnings. Once here, you just need to enter some information in the Payment information section. There are 2 parts to this section, one for your preferred payment method, and the other for your payment thresholds. Payment method gives you the option to choose how you would like to receive your responsibilities. However, new affiliates can only receive their responsibilities by check, until they have made some consistent sales.

The Payment Threshold is the minimum amount you will need to earn in commissions before ClickBank will send your payment. You can edit this by clicking the edit link located in the top right hand corner of the payment information area.

Step 2. How to Select Your ClickBank Product.

Now, obviously selecting the right ClickBank product to promote includes some other important steps you will ever need to explore, such as keyword research. As keyword research is outside of the remit of this article, and is a complete subject on it's own, you can find out more and read some of my keyword research articles by clicking the link contained in my author bio at the end of this article.

Now, back to the ClickBank Marketplace. On the My Account Homepage you will notice a link at the top of the page called "Marketplace." Click on it! You will now see a list of product categories, from which you can choose a product to sell. So choose a category and we can move onto the next stage of the process.

Assuming you have chosen a category, you should now be looking at a list of product results, now you need to take a number of factors into account BEFORE making your product choice, such as:

1. Gravity. - This tells you how many affiliates are making money with the product. I recommend choosing products with a gravity of 300 or more.

2. Avg% / Sale. - This gives you the average amount of commission that vendors will offer for each sale. I recommend promoting ClickBank products that offer 50% commission or more.

3. Avg Rebill. - This tells you whether or not this product is a subscription product or not. I recommend only choosing the products that will pay you a recurring monthly income, so ONLY choose a product that has a $ 15 or more rebill total in this field, because this means you will get paid this amount over and over again.

Now that you have selected your ClickBank product using the criteria above, you need create your unique affiliate link to begin promoting. ClickBank call this a "Hoplink".
To create your "Hoplink" you need to do the following (Do not worry this is easy):

1. Click the "Promote" button next to the product you have chosen.

2. On the next page called "Affiliate Program: Promote Products for (Vendor name)". You need to enter your account nickname (ID) then click "Create", and you will be presented with 2 affiliate links (Hoplink). You should copy these links and paste into an excel spreadsheet on your computer. Remember these are YOUR AFFILIATE LINKS that you will use for promotion and are how you get paid for each sale, so look after them as ClickBank will not store them for you.

You will notice that they are two Hoplinks, but unless you are a web designer with HTML coding knowledge, you should only need to use the shorter version (usually with the black font as opposed to the longer one in blue)

How to Start Making Money With ClickBank - Step 3.

Promoting Your Chosen Product.

So you should now have your FREE ClickBank account created with your first Hoplink to promote. There are many marketing methods you can choose, but beware of "marketing method overload" particularly if you are a newbie. This is when you try to master all marketing methods at once, and do not achieve your goals as you do not become competent at any.

So my advice is to choose a marketing method you are comfortable with, then a master at it, then move onto the next.

To start making money with ClickBank journey, I highly recommend using Article marketing and Free Social Media to start with, particularly if you are on a limited budget, and especially if you have time as opposed to money.

However, if you are looking for fast results from your marketing, and you can spend some money, then paid advertising is the way to go, such as PPC or Solo-ads. There are many too many marketing methods to go into this Article, but to find out more, simply click on the link to my blog contained in the author bio at the end of this article.

So there you have it, a quick and easy way for you to start making money with ClickBank, once you begin, if you are anything like me you will be astounded at just how easy it is to make money with ClickBank, and continuously add multiple streams of internet income to your bank accounts.

Online Bill Pay and Its Benefits

For every one of us, there are several bills that are paid on a monthly basis. The list includes rent or mortgage, electricity, credit cards, cell phone, internet and cable, among others.

Most people pay an amount in double digits. It is natural that at times, one of these bills slips their mind so they have to pay the late payment fee. A 2016 survey by a financial firm reveals that more than 1/3 of customers or 35% of respondents paid late in the past year, and 65% were charged with a late fee.

Most banks and credit companies that offer online bill payment make it easier to manage and pay bills to avoid extra fees. Besides paying bills from the convenience of their computer at any time, people can save on stamp costs and the trouble of traveling all the way to a mailbox.

It is not something new to pay bills online since it is done by a vast majority of Americans. However, most of them do it with the use of different websites and providers. So, there is a possibility of missing a payment.

As an alternative, wouldn't it be better to receive and pay bills via the bank with just one list in one place? Think of how this could simplify matters.

How the System Works

This is just plain and simple. The individual logs in to his bank account, then goes to the online bill pay platform. He chooses the bill provider and keys in the account number corresponding to each bill, then authorizes his bank to send the payment for him.

The bank can send the payments electronically or by a paper check in order for the individual to pay bills online, even though the biller does not have such an arrangement. He may either select a one-time payment or arrange a recurring one. Usually, he can choose to pay the whole balance, the minimum due or just a certain amount.

Aside from paying companies like electricity or Internet providers online, the bank can also send payments to individuals - like, for example, a landlord, to eliminate the need for a checkbook.

Setting up

Thought the initial setup is not that fast, it can save time and problems later on. These are the things needed to be done:

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  Bring together all bills, account numbers and addresses to where payments will be mailed.















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  Key in the information of each company into the online bill play platform of the bank.















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  Choose the date when payment will be sent.















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  Choose between one-time payment or recurring.















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  Set reminders of each bill's due date.

Most service providers and sellers provide the option of getting an electronic bill. Whenever an e-bill is available, the bank will often alert the individual. He can then choose whether to let the statement be sent to his online bill pay center or inbox/mailbox. E-bills usually take effect in a number of billing cycles.

Reasons to Use it

Online bill payment helps people manage their bills and be reminded of due dates. It is easier for them to see the flow of their money, making sure that there are sufficient funds to cover every payment. This is difficult to do if paying through several websites.

What You Need To Know About Monetizing Your Bank Instrument

This methodology in its truest essence dates back to the 1940's shortly after WWII whereby heads of states and banks came together to think up ways in which money could be generated to rebuild Europe which as completely devastated as a result of the war. This meeting was known as Bretton Woods.

Fast forward to today, the methodology can and is used to raise money for infrastructure projects around the world. Large financial bodies such as the World Bank and the IMF use specialized trading programs which generate sufficient cash to go towards large infrastructure project funding.

There is a common misconception about monetizing bank instruments and most people, brokers included, have very little to no knowledge on what it takes to successfully monetize a Bank Instrument.

Bank Instrument Misconceptions

It is not uncommon for many individuals to think that if they have a bank instrument such as a Standby Letter Of Credit (SBLC) from a bank, they can cash it in. These individuals expect that the service provider (Monetiser) will automatically give them several million in cash just like that. However the reality is much different.

In reality, there are many people who purchase a Standby Letter of Credit and are then shocked to learn that their newly purchased bank instrument was never designed to be monetized to begin with. The bank instrument is therefore deemed worthless for their intended purposes.

Purpose Of A Bank Instruments

SBLC'S issued for monetization or for the purpose of securing lines of credit tend to be worded specifically and must include certain terminology. Not all SBLC's are intended for monetization so it is important to understand what you paying for and what you are getting to ensure that it will work for your intended purpose.

The truth of the matter is that having the money to buy a bank instrument doesn't automatically mean that your SBLC can or will be monetized. As well, there are limited service providers who are in the business of Monetizing Bank Instruments.

If the purpose of having a bank instrument issued is for project funding, it is important to note that all the 'components' have to be in place. Another words the SBLC Provider, Bank Issuer, Monetiser and Trader all have to be in sync with one another to stand the best chance of raising funds for project funding.

SBLC Considerations

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  Service Provider

Ideally, you should know who will be monetizing your bank instrument before you purchase it. This may not be forthcoming to begin with if you are utilizing the services of a broker and are taking an instrument you already have in your possession to them. Brokers will tend to ask for a copy of your instrument first and run it past their Provider to see if indeed it can be monetised? You should also understand that not all SBLC's are the same.

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  Bank Instrument Issuance and Bank Rating

Next, pay attention to where the Standby Letter Of Credit is coming from? This will have a big impact on not only whether the instrument can be monetised but also how much LTV (loan to value) you can anticipate to receive? For example instruments from say the United Kingdom would have a much higher credit rating than an instrument from Argentina. The jurisdictions and legal ramifications are not the same and you should know and understand the differences. This will also affect the bank instrument's cost and acceptability to Monetizing third parties.

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  Bank Instrument Wording

If possible, ask for a copy of the DOA which should have a sample of the wording of the SWIFT MT-760 (the actual SBLC) and read it carefully. Pay attention to every word and have it reviewed by professionals and the beneficiary prior to paying for it. Verify if the bank instrument is suitable for monetization and if possible, try to find a service provider who will monetize it in advance. Whilst it involves extra work up front, it will pay off in the long term. There are two key words you need to look for when reviewing the text being "Cash backed." Most monetisers will not be able to do anything with a bank instrument which is not Cash backed.

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  Purchasing An SBLC For A Line Of Credit

If you are establishing a credit line with your bank, it will be helpful to them if you can show them the text ahead of time. However, just showing someone your SBLC text may not be sufficient to establish a credit line. Of course the text is the first thing a Monetiser will look at but its far from the only thing we will consider.

Monetizing Bank Instruments; Things To Consider

There are several things worth considering. For example when using a bank instrument to raise funds for a project, a solid business plan and solid relationships are a good start. In other words, you must have an actual project and a professional business plan.

If your entire business plan was to get the Standby Letter Of Credit and then send emails to companies involved in monetizing bank instruments in hopes of finding someone to give you cash, then this would not be considered as a 'business plan.'

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  Other Supporting Documentation

If you have a solid written business plan for a new company say in the energy sector as well as PPA's and off-take agreements in place and need a Bank Guarantee to secure credit lines, this would more than likely bode well with the bank.

The key is that you must have your paperwork together and you must have a tangible way to make money from your project or investment. These are the things which credit providers are looking for. Ultimately the bank must like and believe in your project if you are looking to them to raise credit against a bank instrument. Anyone can purchase an SBLC but only those who have done the hard work and homework will stand a good chance to get the instrument monetized or have a credit line initiated if that is your end goal.

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  Your Own Credit Line

If you are going down the route of having a Third Party block millions of dollars to set up a credit line for you backed by a Bank Instrument, be prepared to listen and follow instructions from the credit provider - they are assisting you and not the other way round. You are propositioning the investor, not the other way around. It is not uncommon for the project sponsor to be of the belief that theirs is the most important project and that their demands should be met. It doesn't work that way.

If the credit line provider has set procedures and guidelines to adhere to, it is well advised to comply with their procedures. One thing for sure, service providers are in need given the lack of liquidity in the banking world and therefore they can pick and choose whom they want to work with. We have witnessed many service providers walk away from transactions due to clients being difficult and uncooperative.

Be prepared to submit a full Corporate Information Sheet (or Biography/Application) on your company and its officers along with a complete business plan. In the case of monetising an instrument, be prepared to submit the text of your SBLC. Explain how you acquired the bank instrument and why you need it monetized.

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  Your Exit Strategy Plan

Go into detail about how you plan to exit this strategy and how you intend to return the instrument at the end of the term. However in the case of monetising an instrument, the monetiser will be responsible for returning the instrument at the end of the term. In essence you will be assigning the instrument to the monetiser in order for it to be monetised. Be aware that you may need to show Proof Of Funds (bank statements, not blocked funds) in many cases. If you follow the instructions and what is required of you, there shouldn't be a problem in having your line of credit established and/or having your SBLC monetised.